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Join date : 2012-03-17

PostSubject: HOW TO PRINT FAKE CHEQUES   Tue Jun 26, 2012 10:24 pm

How to print fake check
What is MICR?

The bottom line on all checks printed and used in North America (and many other countries worldwide) is printed using a special font called MICR (short for Magnetic Ink Character Recognition). MICR is usually pronounced My-ker. The bottom line on a check must always be printed in the MICR typeface using a special magnetic ink.

The MICR line on a check allows the check information to be automatically read by inexpensive machines. This is the only way that huge numbers of checks can be processed each day.

Printing MICR is a very demanding. MICR line printing needs to be accurate to better than 1 part in 1,000! Your magnetic toner must stay on the paper under adverse conditions and have a specific signal strength.

The American National Standards Institute (ANSI) has a committee that develops all MICR printing standards. The ANSI committe has mandated precise requirements for MICR fonts, toner signal strength, MICR registration, toner adhesion, and for paper grain and moisture content.

There are two published standards for MICR: the first covers printing specifications for MICR (ABA 092200) and the second covers printing placement and locations (ABA 092700). These standards that can be ordered from the American Bankers Association (ABA) in Washington, D.C.

The MICR typeface has only 14 characters in it: the numbers 0-9, and four special symbols- Transit, Amount, On-Us, and Dash. Since MICR has only 14 characters, you can not print an entire check using just this font!

MICR characters are fixed width. Each number or symbol occupies exactly 1/8 of an inch. The actual numbers or symbols themselves have one of 5 different widths, and must be positioned exactly within the fixed character cell. If the numbers or symbols aren't positioned correctly, then certain pairs of numbers or symbols will not read correctly.

The MICR line at the bottom of a check encodes three or four separate items. If the check is longer than 6.5 inches, the left most field is the Auxiliary On-Us. It usually has the check number in it. If the check is 6.5 inches or less in length, this field is not present.

The next area (to the right) is the Transit field. This identifies the bank or institution. Next, (to the right), is the On-Us field, which is usually the business or person's bank account number. Finally, the right most area, which appears blank when the check is printed, is the Amount field. The check amount is filled in by the bank or another processing authority.

All MICR fonts must meet ANSI standard X9.27-1995. MICR line positioning is specified by ANSI standard ANS X9.7-1990. Fonts which don't meet these standards will cause checks to be rejected by banks. Note that some firms that sell MICR fonts have never read these standards, and their fonts will cause problems with your checks.

MICR, or E-13B, is also used to encode information in other applications like: sales promotions, coupons, credit cards, airline tickets, insurance premium receipts, deposit tickets, and more.

What do you need to print MICR?
To print your own checks, you need a certain minimum amount of hardware and software. There are also optional items, which can make check printing easier, or make the checks themselves look more professional.

MICR Fonts. You must have a set of MICR fonts that meet ANSI and ABA (X9.27-1995) banking standards. Not all MICR fonts are the same. Many don't meet these standards! Other MICR fonts have internal character positioning errors that cause check rejections when certain numbers are paired together. Some MICR fonts assume your printer and computer system will perfectly reproduce the font. What you need is a set of MICR fonts that meet both ANSI and ABA standards and that let you calibrate your entire printing system to adjust for any spacing discrepancies.

Laser Printer. While there are some special MICR printers that use ribbons, we will assume you don't have access to one of them. So you must use a laser printer to print MICR encoded checks. Why do you have to have a laser printer? MICR encoding must be printed with a special magnetic "ink". (This is a legal requirement imposed by the Federal Reserve Board.) This special magnetic "ink" is only available for laser printers. You must purchase special laser printer toner cartridges that contain magnetic particles. The standard toner cartridges that come with your laser printer will not work. As of 1/2003 no one has released a magnetic ink for inkjet printers.

So how do you select a laser printer for MICR encoding? First, locate firms that make magnetic toner cartridges. See what printers match their toner cartridges. Then select a printer that matches the available toner cartridges. In general, HP and Lexmark are good choice. Others may work as well.

Magnetic Toner. The MICR line on checks must be printed using magnetic toner. This special toner is only available for laser printers (and some special dot matrix printers.) Inkjet printers can not print MICR! In general, your printer manufacturer will not sell this special toner. (The market for it is to small.) So you must locate a firm that specializes in magnetic toner for your laser printer.

Paper. Checks should be printed on special safety paper. This paper should be stored in a location that is fairly moisture free.

Secure Number Fonts. Printing the check amount in a way that can't be altered can be difficult. In the old days, check embossing machines printed the amount in raised numbers. You can now do something similar on your laser printer by using our Secure Number fonts. These typefaces typically reverse the pattern of dark numbers on a light background, and add stripes for additional security. They may also spell out the number or symbol below the actual digit.

Signature Fonts. If you print a lot of checks, signing them can become a problem. Even stamping on a signature is time consuming. A better technique is to have the computer that is printing the check sign it too. We can convert one, two, or three signatures into a font that can be used to automatically sign your checks, as they are printed. Unlike graphic images, fonts can be used for high speed printing, and they can often be scaled in size.

Logo Fonts. Every check you issue makes a statement about your company. Checks that appear professional improve your company's image. We can convert your company logo into a font, that can be printed at high speed on every check you make. Unlike graphic images, fonts can be used for high speed printing, and they can often be scaled in size.

Software. It takes some sort of software program to print a check. You can do this from something as simple as a word processor, or from a custom program, or from many accounting packages.

Windows MICR / E-13b Fonts for Check Printing

Free Trial Version

MD5: C591EDAF36EF25A43977704F37301D54

Secure Font?, Secure Number?, Secure Name?, Secure Payee?, and Secure Check? are trademarks of Elfring Fonts Inc. Do you want to print your own checks? You need a laser printer, special magnetic toner, check paper, and our micrfonts! Your bank requires that the bottom sequence of numbers on a check must be printed in a special font called MICR or E-13B using magnetic toner. This font includes the numbers 0 through 9 and four special characters: On-Us, Transit, Amount, and Dash.

MICR printing must be exceedingly accurate. It requires a 600 dpi or better laser printer with a magnetic toner cartridge. Our software package includes the micrfont (E-13B) and a calibration program to ensure the checks you print will work at your bank. This is the only ABA certified MICR font set you will find that comes with an automatic calibration program! All fonts meet ANSI standard X9.27-1995.

When printing checks, you also need a way to print the amount and the payee name in a secure fashion. This package also includes a limited set of eight different Secure Fonts?. They let you print payee names and check amounts in dollars, pounds sterling, euros, or yens that are very hard to forge or alter. (Optio software users need a different package- go here.) Note that you do not get the complete Secure Font set along with the MICR fonts.

This package includes 13 different styles of Secure Fonts?, each in both a standard form and a form with text printed below each character. These 26 Secure Fonts? come in TrueType format, ready to use with any Windows program. Each font lets you print check amounts in dollars, pounds sterling, euros, or the yen that are very hard to alter. They will also print the payee name on the check using our Secure Name? option. Twenty of the Secure fonts map lower case letters to upper case, while six variations include true lower case letters. In addition four of these Secure fonts feature accented vowels for most Western European languages.
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